With rates having been down near all time lows for the past several years, many people have leveraged this opportunity to reduce the overall interest paid on their home which can translate to many tens of thousands of dollars over the life of your loan. But, what is the right path for you? Now that you have owned the home for a while and paid down the loan are your goals the same, and what would you do with the additonal savings?
Working together during your next refinance we can take a look at all the options so that you can make the most of the opportunity.
The three most important variables affecting the type of refinance loan you’ll qualify for are:
If you’re unsure about any of this, feel free to email me; request a free consultation; or give me a call at 1-415-345-4375 today. I'll explain your options and help you figure out if you can refinance, and whether it makes sense to refinance based on the estimated costs (if any), potential savings, and when you would break even.